App Home Advantage Loan Mortgage Platform

Global Scale-Up of the Home Equity & Mortgage Platform

The Home Advantage Loan offers:

• 80/20 Financing Model: 80% bank-funded, 20% borrower deposit.
• Pre-Approval Status: A formal certification that elevates borrowers to "Cash Buyer" status in the eyes of sellers.
• Tenure: Long-term security with a 15-year (180-month) repayment plan.
• Usage Flexibility: Capital can be used for purchasing existing homes, finishing construction, or structural improvements.

80/20 Financing Calculator

Property Value

Mortgage Repayment Simulator (15-Year Tenure)

Loan Amount (80% Portion) Annual Interest Rate (%)

Pre-Approval Status Checker

Monthly Income Existing Monthly Debt Credit Score (300–850)

Usage Flexibility Planner

Loan Usage Purchase Existing Home Finish Construction Structural Improvements Estimated Project Cost

Investor & Borrower Insights (Demo AI)

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